SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly — usually monthly — in mutual funds. It leverages rupee cost averaging and the power of compounding to build wealth over time.

How is SIP return calculated?

SIP returns are calculated using the future value of each installment compounded at the expected annual return rate. The formula is FV = P × ((1+r)^n − 1) / r × (1+r), where P is monthly investment, r is monthly rate, n is months.

Is SIP better than lump sum investment?

SIP spreads investment over time, reducing market timing risk through rupee cost averaging. Lump sum can outperform in consistently rising markets. SIP is generally preferred for salaried investors with regular income.

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SIP Returns Calculator

Calculate the future value of your monthly SIP investments.

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Enter your monthly SIP amount and click Calculate.

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